Congregational and General Charitable Trust
Analysis
Congregational and General Charitable Trust is a registered charity in England and Wales, based in Lincoln. It was registered in August 1987, 39 years ago. Its declared purposes cover religious activities, which this site groups under religion. Legally it is a charitable company (Companies House number 02114948). It says it makes grants to individuals and makes grants to organisations.
In the financial year ending December 2025, Congregational and General Charitable Trust reported income of £566k and spending of £1.7m, spending 292% of what it took in. Across the 5 years on record, from December 2021 to December 2025, income grew from £474k to £566k (+19%), an average of +4.5% a year. Over the whole period it spent 202% of the income it received.
Among 20,496 England and Wales charities whose main cause is religion and that reported income, Congregational and General Charitable Trust sits at the 93rd percentile: it is larger than about 93% of them. Against every charity in England and Wales with reported income it ranks in the 91st percentile. Charities of a similar size with the same main cause include CMC : Pensarn Harbour (£566k), Rosh Pinah Jewish Primary School Trust (£566k) and Upton Vale Baptist Church (£565k).
In its latest detailed accounts, income came from investments 100%. Charitable activities took 97% of spending and raising funds 2.9%. Grants to other organisations totalled £1.6m. Reserves of £17.5m would cover about 127 months of spending at that rate.
Data notes from the register: Spending has exceeded income in each of the last three reported years, so the charity has been drawing on reserves or other funds.
Income and spending
Where the income comes from
- Investments 100%
In the charity's own words
Independent grant-making charity supporting churches, particularly United Reformed & Congregational denominations in the provision and repair of suitable buildings. Grants awarded for care and extension of churches, towards capital costs of church community projects and to promote the Christian religion including the United Reformed, Congregational and other churches of the Protestant tradition.
Similar-sized charities, same cause
| Charity | Location | Income |
|---|---|---|
| CMC : Pensarn Harbour | North Wales | £566k |
| Rosh Pinah Jewish Primary School Trust | Edgware | £566k |
| Upton Vale Baptist Church | Torquay | £565k |
| Centurian Charities Limited | London | £566k |