The Army Central Fund
Analysis
The Army Central Fund is a registered charity in England and Wales, based in Andover. It was registered in January 1966, 60 years ago. Its declared purposes cover general charitable purposes, disability, accommodation/housing and amateur sport, which this site groups under disability. It says it makes grants to organisations, provides buildings/facilities/open space and provides services.
In the financial year ending March 2026, The Army Central Fund reported income of £2.4m and spending of £2.4m, spending 99% of its income. Across the 5 years on record, from June 2022 to March 2026, income fell from £2.7m to £2.4m (-11%), an average of -2.8% a year. The sharpest change came in the year to March 2026, when income dropped by 16%. Over the whole period it spent 154% of the income it received.
Among 12,871 England and Wales charities whose main cause is disability and that reported income, The Army Central Fund sits at the 96th percentile: it is larger than about 96% of them. Against every charity in England and Wales with reported income it ranks in the 97th percentile. Charities of a similar size with the same main cause include Hopespring (£2.4m), Age UK Richmond Upon Thames (£2.4m) and The Harington Scheme Limited (£2.4m).
In its latest detailed accounts, income came from investments 88% and donations and legacies 11%. Gifts in wills alone brought in £222k. Charitable activities took 98% of spending and raising funds 0.0%. Grants to other organisations totalled £2.3m. Reserves of £70.6m would cover about 351 months of spending at that rate. It employed 1 people.
Income and spending
Where the income comes from
- Donations 2.2%
- Legacies 9.2%
- Investments 88%
- Other 0.3%
In the charity's own words
The Army Central Fund promotes the efficiency of the British Army by providing charitable funds to improve the well-being of serving personnel and their immediate families. The Board considers applications from the Army and from charities that support the Army. We do not accept applications from individuals and we are not able to support the veteran community.
Similar-sized charities, same cause
| Charity | Location | Income |
|---|---|---|
| Hopespring | Sunderland | £2.4m |
| Age UK Richmond Upon Thames | Richmond Upon Thames | £2.4m |
| The Harington Scheme Limited | London | £2.4m |
| Access for Living | London | £2.5m |