The Insurance Charities

Analysis

The Insurance Charities is a registered charity in England and Wales, based in London. It was registered in September 1962, 64 years ago. Its declared purposes cover general charitable purposes and the prevention or relief of poverty, which this site groups under poverty relief. Legally it is a charitable company (Companies House number 00074461). It says it makes grants to individuals and provides advocacy/advice/information.

In the financial year ending March 2025, The Insurance Charities reported income of £959k and spending of £2.0m, spending 210% of what it took in. Across the 5 years on record, from March 2021 to March 2025, income fell from £1.1m to £959k (-14%), an average of -3.6% a year. Over the whole period it spent 156% of the income it received.

Among 15,276 England and Wales charities whose main cause is poverty relief and that reported income, The Insurance Charities sits at the 93rd percentile: it is larger than about 92% of them. Against every charity in England and Wales with reported income it ranks in the 94th percentile. Charities of a similar size with the same main cause include Limehouse Project Ltd (£959k), Congregation Yetev Lev Dsatmar Antwerp Limited (£960k) and Pump Aid (£959k).

In its latest detailed accounts, income came from investments 80% and donations and legacies 20%. Gifts in wills alone brought in £3,000. Charitable activities took 80% of spending and raising funds 15%. Reserves of £34.1m would cover about 194 months of spending at that rate. It employed 8 people.

Data notes from the register: Spending has exceeded income in each of the last three reported years, so the charity has been drawing on reserves or other funds.