Centre for Responsible Credit Ltd
Analysis
Centre for Responsible Credit Ltd is a registered charity in England and Wales, based in Leicester. It was registered in August 2022, 4 years ago. Its declared purposes cover the prevention or relief of poverty, which this site groups under poverty relief. Legally it is a charitable company (Companies House number 12488846). It says it provides services and sponsors or undertakes research.
In the financial year ending March 2025, Centre for Responsible Credit Ltd reported income of £385k and spending of £370k, spending 96% of its income. Across the 3 years on record, from March 2023 to March 2025, income fell from £465k to £385k (-17%), an average of -9.0% a year. The sharpest change came in the year to March 2025, when income dropped by 15%. Over the whole period it spent 90% of the income it received.
Among 15,276 England and Wales charities whose main cause is poverty relief and that reported income, Centre for Responsible Credit Ltd sits at the 84th percentile: it is larger than about 84% of them. Against every charity in England and Wales with reported income it ranks in the 88th percentile. Charities of a similar size with the same main cause include Financial Inclusion Services (Yorkshire) Ltd (£385k), Interstar Foundation Limited (£385k) and An-Nakhlah Aid (£385k).
Income and spending
Where the income comes from
- Other 100%
In the charity's own words
The charity conducts research into over-indebtedness amongst low to middle income households, evaluates lending practices and other approaches to reduce this, and develops innovative solutions to improve financial support and access to effective debt advice.
Similar-sized charities, same cause
| Charity | Location | Income |
|---|---|---|
| Financial Inclusion Services (Yorkshire) Ltd | Sheffield | £385k |
| Interstar Foundation Limited | London | £385k |
| An-Nakhlah Aid | London | £385k |
| The Rob Clarke Community Trust | Suffolk | £386k |