Lancaster, Morecambe and District Churches Debt Centre

Analysis

Lancaster, Morecambe and District Churches Debt Centre is a registered charity in England and Wales, based in Morecambe. It was registered in July 2017, 9 years ago. Its declared purposes cover general charitable purposes, education/training, the prevention or relief of poverty and religious activities, which this site groups under poverty relief. Legally it is a charitable incorporated organisation (CIO). It says it provides services and provides advocacy/advice/information.

In the financial year ending September 2025, Lancaster, Morecambe and District Churches Debt Centre reported income of £34k and spending of £30k, spending 87% of its income. Across the 5 years on record, from September 2021 to September 2025, income grew from £32k to £34k (+8.2%), an average of +2.0% a year. The sharpest change came in the year to September 2023, when income rose by 44%. Over the whole period it spent 101% of the income it received.

Among 15,276 England and Wales charities whose main cause is poverty relief and that reported income, Lancaster, Morecambe and District Churches Debt Centre sits at the 50th percentile: it is larger than about 50% of them. Against every charity in England and Wales with reported income it ranks in the 54th percentile. Charities of a similar size with the same main cause include Fern Christian Fellowship (£34k), Kolma Bahakot Samaj UK (£34k) and Lydia House Trust (£34k).