Finance Innovation Lab

Analysis

Finance Innovation Lab is a registered charity in England and Wales, based in London. It was registered in January 2016, 10 years ago. Its declared purposes cover general charitable purposes, education/training, the prevention or relief of poverty and environment/conservation/heritage, which this site groups under poverty relief. Legally it is a charitable company (Companies House number 09380418). It says it makes grants to organisations, provides services and provides advocacy/advice/information.

In the financial year ending December 2025, Finance Innovation Lab reported income of £738k and spending of £795k, spending 108% of what it took in. Across the 5 years on record, from December 2021 to December 2025, income grew from £563k to £738k (+31%), an average of +7.0% a year. The sharpest change came in the year to December 2022, when income rose by 43%. Over the whole period it spent 93% of the income it received.

Among 15,276 England and Wales charities whose main cause is poverty relief and that reported income, Finance Innovation Lab sits at the 91st percentile: it is larger than about 91% of them. Against every charity in England and Wales with reported income it ranks in the 92nd percentile. Charities of a similar size with the same main cause include Asylum Support Appeals Project (£737k), World Mission Society Church of God (£738k) and Christ Central Churches Worldwide (£736k).

In its latest detailed accounts, income came from donations and legacies 97% and charitable activities 3.4%. Charitable activities took 91% of spending and raising funds 8.9%. Reserves of £222k would cover about 3 months of spending at that rate. It employed 11 people.