Just Small Change (Jikwamue Microfinance)

Analysis

Just Small Change (Jikwamue Microfinance) is a registered charity in England and Wales, based in Stratford-upon-Avon. It was registered in November 2013, 13 years ago. Its declared purposes cover education/training, the prevention or relief of poverty and economic/community development/employment, which this site groups under poverty relief. Legally it is a charitable incorporated organisation (CIO). It says it makes grants to organisations, provides other finance and acts as an umbrella or resource body.

In the financial year ending April 2026, Just Small Change (Jikwamue Microfinance) reported income of £36k and spending of £35k, spending 99% of its income. Across the 5 years on record, from April 2022 to April 2026, income grew from £20k to £36k (+75%), an average of +15% a year. The sharpest change came in the year to April 2023, when income rose by 115%. Over the whole period it spent 96% of the income it received.

Among 15,276 England and Wales charities whose main cause is poverty relief and that reported income, Just Small Change (Jikwamue Microfinance) sits at the 51st percentile: it is larger than about 51% of them. Against every charity in England and Wales with reported income it ranks in the 55th percentile. Charities of a similar size with the same main cause include St Michael's Community Church (£36k), Universal Ease to Redress (£36k) and The Final Frontier Charitable Trust (£36k).