The Money Charity

Analysis

The Money Charity is a registered charity in England and Wales, based in London. It was registered in November 2004, 22 years ago. Its declared purposes cover education/training and the prevention or relief of poverty, which this site groups under poverty relief. Legally it is a charitable company (Companies House number 05244075). It says it provides services, provides advocacy/advice/information and sponsors or undertakes research.

In the financial year ending December 2025, The Money Charity reported income of £912k and spending of £780k, spending 86% of its income. Across the 5 years on record, from December 2021 to December 2025, income grew from £396k to £912k (+130%), an average of +23% a year. The sharpest change came in the year to December 2022, when income rose by 82%. Over the whole period it spent 97% of the income it received.

Among 15,276 England and Wales charities whose main cause is poverty relief and that reported income, The Money Charity sits at the 92nd percentile: it is larger than about 92% of them. Against every charity in England and Wales with reported income it ranks in the 93rd percentile. Charities of a similar size with the same main cause include We Mind the Gap (£910k), Sri Lankan Muslim Cultural Centre UK (£913k) and Ibad-Ur-Rahman Trust (£909k).

In its latest detailed accounts, income came from charitable activities 97% and donations and legacies 2.6%. Charitable activities took 91% of spending and raising funds 8.2%. Reserves of £222k would cover about 3 months of spending at that rate. It employed 10 people.