Money Advice Trust

Analysis

Money Advice Trust is a registered charity in England and Wales, based in Birmingham. It was registered in September 2003, 23 years ago. Its declared purposes cover education/training and the prevention or relief of poverty, which this site groups under poverty relief. Legally it is a charitable company (Companies House number 04741583). It says it makes grants to organisations, provides advocacy/advice/information and acts as an umbrella or resource body.

In the financial year ending December 2025, Money Advice Trust reported income of £19.9m and spending of £23.0m, spending 116% of what it took in. Across the 5 years on record, from December 2021 to December 2025, income grew from £16.3m to £19.9m (+22%), an average of +5.2% a year. The sharpest change came in the year to December 2023, when income rose by 33%. Over the whole period it spent 97% of the income it received.

Among 15,276 England and Wales charities whose main cause is poverty relief and that reported income, Money Advice Trust sits at the 100th percentile: it is one of the largest 1% in its cause. Against every charity in England and Wales with reported income it ranks in the 99th percentile. Charities of a similar size with the same main cause include War Child (£19.8m), Andrews Charitable Trust (£21.3m) and Lha London Ltd (£19.8m).

In its latest detailed accounts, income came from charitable activities 82%, donations and legacies 16% and investments 1.7%. Charitable activities took 98% of spending and raising funds 0.9%. Grants to other organisations totalled £11k. Reserves of £10.4m would cover about 5 months of spending at that rate. It employed 327 people.