Debt Justice

Analysis

Debt Justice is a registered charity in England and Wales, based in London. It was registered in May 1996, 30 years ago. Its declared purposes cover education/training, the prevention or relief of poverty and overseas aid/famine relief, which this site groups under poverty relief. Legally it is a charitable company (Companies House number 03201959). It says it provides human resources, provides advocacy/advice/information and sponsors or undertakes research.

In the financial year ending December 2025, Debt Justice reported income of £823k and spending of £875k, spending 106% of what it took in. Across the 5 years on record, from December 2021 to December 2025, income grew from £558k to £823k (+47%), an average of +10% a year. The sharpest change came in the year to December 2022, when income rose by 40%. Over the whole period it spent 100% of the income it received.

Among 15,276 England and Wales charities whose main cause is poverty relief and that reported income, Debt Justice sits at the 92nd percentile: it is larger than about 92% of them. Against every charity in England and Wales with reported income it ranks in the 93rd percentile. Charities of a similar size with the same main cause include Riverside Church Trust (£819k), Southside Family Project (£823k) and Coptic Orphans (£819k).

In its latest detailed accounts, income came from donations and legacies 98% and investments 1.6%. Gifts in wills alone brought in £332. Charitable activities took 84% of spending and raising funds 16%. Reserves of £235k would cover about 3 months of spending at that rate. It employed 13 people.