St Davids Diocesan Board of Finance

Analysis

St Davids Diocesan Board of Finance is a registered charity in England and Wales, based in Carmarthen. It was registered in March 1961, 65 years ago. Its declared purposes cover education/training, accommodation/housing and religious activities, which this site groups under housing and shelter. Legally it is a charitable company (Companies House number 00242794). It says it makes grants to individuals, makes grants to organisations and provides other finance.

In the financial year ending December 2025, St Davids Diocesan Board of Finance reported income of £4.9m and spending of £5.8m, spending 118% of what it took in. Across the 5 years on record, from December 2021 to December 2025, income fell from £7.1m to £4.9m (-31%), an average of -8.9% a year. The sharpest change came in the year to December 2022, when income dropped by 27%. Over the whole period it spent 114% of the income it received.

Among 2,324 England and Wales charities whose main cause is housing and shelter and that reported income, St Davids Diocesan Board of Finance sits at the 97th percentile: it is larger than about 97% of them. Against every charity in England and Wales with reported income it ranks in the 98th percentile. Charities of a similar size with the same main cause include East Cheshire Housing Consortium Limited (£4.8m), Richmond Charities (£4.9m) and Abbeyfield Northumbria (£4.7m).

In its latest detailed accounts, income came from donations and legacies 86% and investments 12%. Charitable activities took 95% of spending and raising funds 0.6%. Reserves of £5.8m would cover about 12 months of spending at that rate. It employed 14 people.

Data notes from the register: Spending has exceeded income in each of the last three reported years, so the charity has been drawing on reserves or other funds.