St Monica Trust

Analysis

St Monica Trust is a registered charity in England and Wales, based in Bristol. It was registered in December 1962, 64 years ago. Its declared purposes cover accommodation/housing, which this site groups under housing and shelter. It says it makes grants to individuals, provides other finance and provides services.

In the financial year ending December 2025, St Monica Trust reported income of £55.2m and spending of £63.9m, spending 116% of what it took in. Across the 5 years on record, from December 2021 to December 2025, income grew from £44.8m to £55.2m (+23%), an average of +5.4% a year. The sharpest change came in the year to December 2023, when income rose by 20%. Over the whole period it spent 112% of the income it received.

Among 2,324 England and Wales charities whose main cause is housing and shelter and that reported income, St Monica Trust sits at the 100th percentile: it is one of the largest 1% in its cause. Against every charity in England and Wales with reported income it ranks in the 100th percentile. Charities of a similar size with the same main cause include East End Homes Limited (£30.7m), St Anne's Community Services (£56.8m) and YMCA Robin Hood Group (£25.3m).

In its latest detailed accounts, income came from charitable activities 83% and investments 16%. Gifts in wills alone brought in £68k. Charitable activities took 96% of spending and raising funds 4.3%. Grants to other organisations totalled £1.4m. Reserves of £20.4m would cover about 4 months of spending at that rate. It employed 1,392 people.

Data notes from the register: Spending has exceeded income in each of the last three reported years, so the charity has been drawing on reserves or other funds.