Chartered Institute of Credit Management

Analysis

Chartered Institute of Credit Management is a registered charity in England and Wales, based in Orton Southgate. It was registered in July 2015, 11 years ago. Its declared purposes cover education/training and other charitable purposes, which this site groups under education and training. It says it makes grants to individuals, provides services and provides advocacy/advice/information.

In the financial year ending December 2025, Chartered Institute of Credit Management reported income of £1.8m and spending of £1.9m, spending 108% of what it took in. Across the 5 years on record, from December 2021 to December 2025, income fell from £2.0m to £1.8m (-8.5%), an average of -2.2% a year. Over the whole period it spent 99% of the income it received.

Among 21,402 England and Wales charities whose main cause is education and training and that reported income, Chartered Institute of Credit Management sits at the 95th percentile: it is larger than about 95% of them. Against every charity in England and Wales with reported income it ranks in the 96th percentile. Charities of a similar size with the same main cause include Oakhill Education Trust (£1.8m), Ringwood Waldorf School (£1.8m) and The Menorah Primary School (£1.8m).

In its latest detailed accounts, income came from charitable activities 52% and trading 48%. Charitable activities took 100% of spending and raising funds 0.0%. Reserves of £183k would cover about 1 months of spending at that rate. It employed 24 people.

Data notes from the register: Spending has exceeded income in each of the last three reported years, so the charity has been drawing on reserves or other funds.