Natwest Social & Community Capital
Analysis
Natwest Social & Community Capital is a registered charity in England and Wales, based in London. It was registered in February 2000, 26 years ago. Its declared purposes cover economic/community development/employment, which this site groups under community and economic development. Legally it is a charitable company (Companies House number 03901460). It says it provides other finance.
In the financial year ending December 2025, Natwest Social & Community Capital reported income of £522k and spending of £152k, leaving 71% of income unspent that year. Across the 5 years on record, from December 2021 to December 2025, income grew from £268k to £522k (+95%), an average of +18% a year. The sharpest change came in the year to December 2023, when income rose by 664%. Over the whole period it spent 42% of the income it received.
Among 1,869 England and Wales charities whose main cause is community and economic development and that reported income, Natwest Social & Community Capital sits at the 85th percentile: it is larger than about 85% of them. Against every charity in England and Wales with reported income it ranks in the 90th percentile. Charities of a similar size with the same main cause include Rutland Agricultural Society (£514k), Preston Vocational Centre Ltd (£523k) and Swale Community and Voluntary Services (£513k).
In its latest detailed accounts, income came from investments 39%, donations and legacies 32% and charitable activities 29%. Charitable activities took 66% of spending and raising funds 29%. Reserves of £4.7m would cover about 348 months of spending at that rate.
Income and spending
Where the income comes from
- Donations 32%
- Charitable activities 29%
- Investments 39%
In the charity's own words
The charity aims to help local community groups through, for example, the provision of loans to Social Enterprises, charities, not-for-profit organisations & Responsible Finance providers. Our mission is to create positive change for vulnerable & disadvantaged groups across the United Kingdom through the provision of finance to viable social ventures that have been refused traditional bank lending
Similar-sized charities, same cause
| Charity | Location | Income |
|---|---|---|
| Rutland Agricultural Society | Oakham | £514k |
| Preston Vocational Centre Ltd | Preston | £523k |
| Swale Community and Voluntary Services | Kent | £513k |
| Young Persons Centre | Wigan | £525k |